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Analysis of UAV Insurance Market

  2018-12-05

introduce:In recent years, the domestic UAV market has developed rapidly under policy bias. The domestic civilian drone market is expected to reach 97.7 billion yuan by 2023, while the global drone market is expected to have more space, with a global market of $25.

In recent years, the domestic UAV market has developed rapidly under policy bias. The domestic civilian drone market is expected to reach 97.7 billion yuan by 2023, while the global drone market is expected to have more space, with a global market of $25.9 billion by 2020.

As a risk compensation tool, UAV insurance is an umbrella for UAV flight, which not only reduces the loss of the pilot, but also reduces the severity of the risk consequences.

Types of insurance:

Fuselage liability insurance

Third party insurance

UAV pilot injury insurance

Insurance distribution:

1.jpg

Conclusion: Among the four kinds of insurance in statistics, the highest price is Tianan property insurance, but the insurance type is relatively single. The insurance amount of Zhongan insurance is high, but with more corresponding restriction conditions. The price of Yongcheng property insurance is virtual-high and the word of mouth is poor. Airspace.cn has more price advantage.

Summary:

The UAV insurance industry has been developing for only three years. Compared with other mature types of insurance in the market, there are still large gaps in implementation, because there is no uniform standard for UAV maintenance. As a result, it is very difficult to accurately determine liability and damage for UAV insurance, which is also a common problem faced by insurance companies.

However, with the support of national policies in the past two years, the UAV industry has developed rapidly. The increase in industrial volume forces insurance companies to develop and invest in UAV insurance.

As far as the existing UAV insurance is concerned, we have not found the best liability scheme for most of the products. The characteristics of these insurances are not the best way to define the accident damage, which is also unfavorable to the development of the industry.

However, in the chaos of the UAV insurance industry, this kind of soft and hard solution (a corresponding DA is conducted after micro-hardware installation) adopted by Airspace.cn is worth emulating.

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